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Olive Tree Policies

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PRIVACY POLICY

Your privacy is important to us at Olive Tree Bible Software ('Olive Tree'). So we've developed this privacy policy that covers how we collect, use, disclose, transfer, and store your information. Please take a moment to familiarize yourself with our privacy practices and let us know you have any questions.

OUR COMMITMENT TO PRIVACY

Your privacy is important to us. Personal information is data that can be used to uniquely identify or contact a single person. When you create an Olive Tree account or identification, register your products, purchase a product, download a software update, participate in an online survey, we may collect a variety of information, including your name, mailing address, phone number, email address, contact preferences, and credit card information.

To better protect your personal information we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. It applies to all information you submit, such as your name, address, e-mail address, telephone number and credit card number. We use the information you provide when placing an order to complete that order, and when assisting with support issues. We may also contact you from time to time with product updates, links to free downloads, and other product information that we think may be of interest to you. We also use personal information to help us develop, deliver, and improve our products, services, content, and advertising, although again, we do not disclose personal information to any outside parties in this regard.

The personal information we collect allows us to keep you posted on Olive Tree's latest product announcements, software updates, and upcoming events. It also helps us to improve our services, content, and advertising. If you don't want to be on our mailing list, you can opt out anytime by following the unsubscribe directions in email correspondence that you receive from us. From time to time, we may use your personal information to send important notices, such as communications about purchases and changes to our terms, conditions, and policies. Because this information is important to your interaction with Olive Tree, you may not opt out of receiving these communications. You can review information about you that we have collected online and maintain by writing us at support@olivetree.com. You can also call to request factual correction in your information. To better safeguard your information, we will take reasonable steps to verify your identity before granting access or making corrections.

We also collect non-personal information ? data in a form that does not permit direct association with any specific individual (e.g. occupation, area code, zip code, unique device identifier, time zone, etc.). We may collect, use, transfer, and disclose non-personal information for any purpose. However, if we combine non-personal information with personal information, then the combined information will be treated as personal information for as long as it remains combined.

Please note that whenever you submit any information to us in connection with any Olive Tree related services, you consent to Olive Tree's processing of this information in the United States as necessary to provide the services in which you are participating. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

ONLINE PRIVACY AND CREDIT CARD PROTECTION POLICY

At Olive Tree, we want you to feel safe and secure when you provide us with your personal information online. For this reason we use Secure Socket Layer (SSL) technology to encrypt your credit card and other sensitive information when you make product purchases or request technical assistance. The process of encryption minimizes the possibility of unauthorized individuals from viewing your information as it is securely transmitted over the Internet. Once received, your credit card information is not transmitted over the Internet again. However, even with such protection policies and safeguard procedures in place, there is always the possibility of fraud occurring. If you believe unauthorized disclosure or use of your credit information has occurred, please follow the reporting procedures defined by your credit card's issuing bank and contact us immediately. Most credit card companies cover all charges that result form unauthorized use of your credit card or may limit your liability to $50.

DATA SECURITY AND YOUR USE

To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online or by telephone.

Olive Tree takes precautions including administrative, technical, and physical measures to safeguard your personal information against loss, theft, and misuse, as well as against unauthorized access, disclosure, alteration, and destruction.

However, when you use some Olive Tree products, services, or applications or post on an Olive Tree forum, chat room, or social networking service, the personal information you share is visible to other users and can be read, collected, or used by them. You are responsible for the personal information you choose to submit in these instances. For example, if you list your name and email address in a forum posting, that information is public. Please take care when using these features.

COOKIES AND OTHER TECHNOLOGIES

Olive Tree's website, online services, interactive applications, email messages, and advertisements may use 'cookies' and other technologies. These technologies help us better understand user behavior, tell us which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

Olive Tree and our partners also may use cookies and other technologies to remember personal information when you use our website, online services, and applications. Our goal in these cases is to make your experience with Olive Tree more convenient and personal. For example, knowing your first name lets us welcome you the next time you visit the Olive Tree website. Knowing someone using your computer or device has shopped for a certain product or used a particular service helps us make our advertising and email communications more relevant to your interests. And knowing your contact information, product serial numbers, and information about your computer or device helps us register your products, personalize your operating system, set up your services, and provide you with better customer service.

As is true of most websites, we gather some information automatically and store it in log files. This information includes Internet addresses, browser type and language, Internet service provider, referring and exit pages, operating system, date/time stamp, and clickstream data. We use this information to understand and analyze trends, to administer the site, to learn about user behavior on the site, and to gather demographic information about our user base as a whole. Olive Tree may use this information in our marketing and advertising services.

THIRD PARTIES

Olive Tree websites, products, applications, and services may contain links to third-party websites, products, and services. Our products and services may also use or offer products or services from third parties ? for example, a third-party iPhone app. Information collected by third parties, which may include such things as location data or contact details, is governed by their privacy practices. We encourage you to learn about the privacy practices of those third parties.

On some rare circumstances, it may be necessary ? by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence ? for Olive Tree to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.

OUR COMMITMENT TO YOUR PRIVACY

To make sure your personal information is secure, we communicate our privacy and security guidelines to Olive Tree employees and strictly enforce privacy safeguards within the company.

Olive Tree may update its Privacy Policy from time to time. When we change the policy in a material way, a notice will be posted on our website along with the updated Privacy Policy.

Please understand that if you utilize Olive Tree's website or services, then it is highly recommended that you review our Terms Of Service, and that if you utilize any of Olive Tree's software, then it is highly recommended that you review our End User's License Agreement, which both shall take precedence over any conflict of terms that may be referenced herein.

If you have any questions, comments, criticisms, or complaints about Olive Tree's privacy policy and/or the way it affects you, please feel free to contact us at:

Olive Tree Bible Software, Inc.
P.O. Box 48271
Spokane, WA 99228
(509) 466-5700
email: support@olivetree.com


EULA

OLIVE TREE END-USER LICENSE AGREEMENT

Please read this Olive Tree Bible Software End User License Agreement (EULA) carefully. This EULA is a contract between you and Olive Tree Bible Software, Inc. (Olive Tree) and governs your use of (i) any Olive Tree software (including but not limited to the BibleReader(tm) Product and Desktop Assistant), and (ii) any Olive Tree products and content, including but not limited to Bible files, e-book files, reference materials, font files, daily reading files, and any other files available for download or as a boxed product), including any Updates (defined below) and accompanying printed or electronic documentation (collectively, the Product).

BY CLICKING 'I AGREE' OR DOWNLOADING, INSTALLING, OR USING THE PRODUCT, YOU AGREE TO BE BOUND BY THIS EULA. IF YOU DO NOT AGREE TO THE TERMS OF THIS EULA, DO NOT CLICK 'I AGREE' OR DOWNLOAD, INSTALL OR USE THE PRODUCT.

1. ACKNOWLEDGEMENT. You and Olive Tree acknowledge that (i) you are licensing the Product from Olive Tree and not Apple, and (ii) Apple is not a party to this EULA. As between Apple and Olive Tree, Olive Tree is solely responsible for the Product, the content therein, any maintenance or support services to the extent required by applicable law, any warranties to the extent that such warranties have not been disclaimed, and any claims that you or any other party may have relating to the Product (including for infringement of third party intellectual property rights and consumer protection and product liability claims). You and Olive Tree acknowledge and agree that Apple and its subsidiaries are third-party beneficiaries of this EULA, and that Apple will have the right (and will be deemed to have accepted the right) to enforce this EULA against you as a third-party beneficiary hereof.

2. LICENSE GRANT. Subject to your compliance with the terms and conditions of this EULA, Olive Tree grants to you a personal, limited, non-exclusive, non-sublicenseable, non-transferable, revocable license to install and use one copy of the Product on up to five (5) supported devices that you own or control.

Other than as specifically permitted during a free trial period, if applicable, you may not manipulate the Product, Olive Tree's website or other Olive Tree resources to access or utilize any purchase-based or subscription-based feature of the Product unless you have paid the applicable fee. Olive Tree is not obligated to provide any such free trial period for any Product.

3. OWNERSHIP; PROPRIETARY MARKS. The Product is protected by copyright and other intellectual property laws and treaties. Except for the limited license granted to you in Section 2 of this EULA, Olive Tree reserves all right, title, and interest, including but not limited to copyright, patent, trade secret, and all other intellectual property and proprietary rights, in and to the Product. You agree that Olive Tree does not, directly or by implication, by estoppel or otherwise, grant any other rights or licenses to you under this EULA. You may not delete, obscure or alter any copyright, trademark or other proprietary rights notices appearing on the Product. All rights are reserved.

4. FEEDBACK. If you inform Olive Tree of any errors, difficulties or other problems with the Product, or make any suggestions as to changes or modifications to the Product (collectively, Feedback), Olive Tree will have the right to use the Feedback for any purpose without compensation to you. All Feedback, including any and all patents, copyrights, trade secrets and any and all other proprietary rights in or derived from the Feedback, will be the sole property of Olive Tree.

5. NO DISTRIBUTION OR COMMERCIAL USE. You may not sell, resell, sublicense, rent, lease, lend, publish, post, or otherwise provide or distribute the Product, in whole or in part, to any third party without the express prior written consent of Olive Tree in each instance. You may not use or distribute the Product, including but not limited to any content you create using the Product (e.g., personal notes, bookmarks, reading schedules, etc.) for any commercial use or purpose.

6. RESTRICTED USE. You must use the Product in a manner consistent with all applicable laws and regulations, and this EULA. You may not use the Product for any illegal, non-personal or unauthorized purpose. You may not use the Product in a manner that could damage or cause risk to Olive Tree's business, reputation, employees, customers, facilities, or to any third party. Unauthorized use of the Product includes but is not limited to: (a) tampering with or using non-public areas of Olive Tree's website or computer systems; (b) attempting to probe or test the vulnerability of Olive Tree's website or systems, or to breach Olive Tree's security or authentication measures; (c) attempting to access or search the Product, or Olive Tree's website or systems with any software or mechanism other than the software and/or search agents provided by Olive Tree or other generally available third party browser; (d) attempting to decompile, decipher, disassemble, reverse engineer or otherwise attempt to access or obtain the source code of any of software comprising or in any way making up a part of Olive Tree's website or systems; or (e) attempting to interfere with the access of any user, host or network, including but not limited to sending a "virus" through the Product or Olive Tree's website or systems.

7. NO REVERSE ENGINEERING. You may not copy, list, print, publish, display, modify, create derivative works of, translate, decompile, decipher, disassemble, reverse engineer or otherwise attempt to access or obtain the source code of, or any other proprietary or confidential information from, the Product, in whole or in part, except as expressly permitted by applicable law notwithstanding this limitation.

8. UPDATES. Olive Tree may, in its sole discretion, provide to you updates or supplements to the Product ("Updates"). If Olive Tree provides you any Updates, this EULA will apply to those Updates. The Product may operate only on those hardware and software platforms specified in the Product documentation. It is your responsibility to ensure that you have the appropriate software, hardware and Internet connection to operate the then-current version of the Product. Olive Tree reserves the right to cease supporting any hardware or software platform at any time, with or without notice.

9. USER ACCOUNT AND PASSWORD; SECURITY. You are entirely responsible for the security and confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account, including through the Product. You agree to immediately notify Olive Tree of any unauthorized use of your account or any other breach of security of which you become aware.

10. TERMINATION; SUSPECTED BREACH. If you breach any of the terms and conditions of this EULA or Olive Tree suspects any breach of this EULA, or for any other reason that affects Olive Tree's business, customers or the public, Olive Tree may: (a) begin legal action, (b) immediately suspend or terminate the EULA, or (c) cooperate with law enforcement in legal proceedings against violators. You agree to cooperate with Olive Tree in investigating suspected violations. In the event of termination of this EULA, any and all licenses granted to you under this EULA immediately cease, and you must: (i) immediately cease any use of the Product and (ii) delete all copies of the Product in your possession, custody, or control, including any copies of the Product on magnetic media or computer systems.

11. DISCLAIMER OF WARRANTIES. THE PRODUCT AND ANY ACCOMPANYING SERVICES (E.G. DATA SYNCHRONIZATION) ARE PROVIDED ON AN "AS IS" AND "WITH ALL FAULTS" BASIS, AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE, WHICH ARE EXPRESSLY DISCLAIMED. THERE IS NO WARRANTY THAT THE PRODUCT WILL BE UNINTERRUPTED, ALWAYS AVAILABLE, ACCURATE, COMPLETE, USEFUL, FUNCTIONAL OR ERROR FREE. THERE IS NO WARRANTY THAT ANY DATA OR CONTENT YOU INPUT, IMPORT, TRANSFER, TRANSMIT, DOWNLOAD OR UPLOAD TO THE PRODUCT OR ANY ACCOMPANYING WEBSITE WILL BE KEPT SECURELY. YOU ASSUME ALL RESPONSIBILITY AND RISK FOR USE OF THE PRODUCT. ANY STATEMENTS MADE ON OR IN ANY PACKAGING, MANUALS, OR OTHER DOCUMENTS NOT EXPRESSLY INCORPORATED HEREIN, AND ANY STATEMENTS MADE BY ANY OLIVE TREE EMPLOYEES OR REPRESENTATIVES, ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND NOT AS REPRESENTATIONS OR WARRANTIES OF ANY KIND BY OLIVE TREE. OLIVE TREE DOES NOT AUTHORIZE ANYONE TO MAKE A WARRANTY OF ANY KIND ON OLIVE TREE'S BEHALF, AND YOU SHOULD NOT RELY ON ANY SUCH STATEMENT. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE EXCLUSIONS IN THIS SECTION 11 MAY NOT APPLY TO YOU, IN WHOLE OR IN PART.

12. LIMITATION OF LIABILITY; DISCLAIMER OF CERTAIN DAMAGES. EVEN IF OLIVE TREE HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES, OLIVE TREE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DAMAGES ARISING FROM THIS EULA OR USE OF THE PRODUCT OR ACCOMPANYING SERVICES, INCLUDING WITHOUT LIMITATION: PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOSS OF PRIVACY OR BREACH OF SECURITY DAMAGES; PERSONAL INJURY OR PROPERTY DAMAGES; OR ANY DAMAGES WHATSOEVER RESULTING FROM INTERRUPTION OR FAILURE OF THE PRODUCT, LOST PROFITS, LOSS OF BUSINESS, LOSS OF DATA, LOSS DUE TO: (A) UNAUTHORIZED ACCESS OR VIRUSES OR OTHER HARMFUL COMPONENTS, (B) THE INABILITY TO USE THE PRODUCT, OR (C) ANY INFORMATION, CONTENT OR ANY FORM OF DATA THAT IS INPUT, IMPORTED, TRANSFERRED, TRANSMITTED TO, TRANSMITTED FROM, RECEIVED FROM OR RECEIVED BY THE PRODUCT OR ANY ACCOMPANYING SERVICES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR OTHER MODIFICATIONS OF OR LIMITATIONS TO CERTAIN REMEDIES, SO THE EXCLUSIONS OR LIMITATIONS IN THIS SECTION 12 MAY NOT APPLY TO YOU, IN WHOLE OR IN PART.

THE MAXIMUM AGGREGATE LIABILITY OF OLIVE TREE TO YOU, AND THE EXCLUSIVE REMEDY AVAILABLE FOR ANY AND ALL DAMAGES, INJURY, OR LOSSES ARISING FROM ANY AND ALL CLAIMS AND/OR CAUSES OF ACTION RELATED TO THE PRODUCT OR THIS EULA WILL BE THE AMOUNT PAID BY YOU FOR THE APPLICABLE PRODUCT OR TEN DOLLARS ($10.00), WHICHEVER IS THE GREATER. THE EXISTENCE OF MULTIPLE CLAIMS OR SUITS UNDER OR RELATED TO THIS EULA WILL NOT ENLARGE OR EXTEND THE LIMITATION OF MONEY DAMAGES.

13. INDEMNIFICATION. You must defend, indemnify and hold Olive Tree harmless from and against any and all claims, demands, actions, liabilities, costs or damages arising out of your use of the Product or your violation of this EULA.

14. NO ASSIGNMENT. This EULA will be binding upon, inure to the benefit of, and be enforceable against your respective successors and permitted assignees. You may not assign this EULA, or any of your rights, interests, or obligations in connection with your use of the Product, without seeking and obtaining the prior written consent of Olive Tree in each instance. Any such assignment without such consent will be void and of no force and effect.

15. THIRD PARTY CONTENT. The Product may contain content or links to various third party web sites and other resources ("Third Party Content"). This third party content (e.g. other than www.OliveTree.com) is not under the control of Olive Tree and Olive Tree is not responsible or liable for the content, communications or materials of any Third Party Content. Olive Tree, if applicable, provides this content or links to you as a convenience only. The inclusion of any link does not imply endorsement by Olive Tree of the Third Party Content or any association with its operators. You are responsible for adhering to the applicable terms of service for any Third Party Content. You are solely responsible and liable for any interactions you may have with such entities, their sponsors and other third parties.

16. U.S. GOVERNMENT LICENSE RIGHTS. All software provided to the U.S. Government pursuant to solicitations issued on or after December 1, 1995 is provided with the commercial license rights and restrictions described in this EULA. All software provided to the U.S. Government pursuant to solicitations issued prior to December 1, 1995 is provided with "Restricted Rights" as provided for in FAR, 48 CFR 52.227-14 (JUNE 1987) or DFAR, 48 CFR 252.227-7013 (OCT 1988), as applicable.

17. EXPORT RESTRICTIONS. You acknowledge that the Product contains software that is subject to U.S. export jurisdiction. You agree to comply with all applicable international and national laws that apply to the Product, including the U.S. Export Administration Regulations, as well as end-user, end-use and destination restrictions issued by U.S. and other governments. You hereby represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a 'terrorist supporting' country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

18. GOVERNING LAW; VENUE; ATTORNEYS' FEES. Washington state law governs the interpretation of this EULA and applies to claims for breach of it, regardless of conflict of laws principles. The laws of the state where you live govern all other claims, including claims under state consumer protection laws, unfair competition laws, and in tort. Regardless of the choice of laws, any action arising out of or related to this Agreement shall be brought in the state or federal courts located in Spokane, Washington, and each party irrevocably consents to the exclusive jurisdiction and venue of such courts. If either party employs attorneys to enforce any rights arising out of or relating to this EULA, the prevailing party will be entitled to recover its reasonable attorneys' fees, costs and other expenses.

19. ENTIRE AGREEMENT; NO WAIVER; SEVERABILITY. This EULA comprises the entire agreement and understanding of you and Olive Tree regarding the Product and supersedes and replaces all other agreements or representations, whether electronic, written or oral, regarding the subject matter of this EULA. Olive Tree's failure at any time to require strict performance by you or any other licensees of any of the provisions of this EULA does not waive Olive Tree's right to thereafter require strict compliance with any provisions of this EULA. If a court of competent jurisdiction determines, in a final non-appealable judgment, that any provision of this EULA is invalid, illegal, or otherwise unenforceable, such provision will be deleted and the remainder of the EULA will be enforced as nearly as possible in accordance with the stated intention of the parties. Electronic images of this EULA will be considered originals.

20. MODIFICATION OF THIS AGREEMENT. Olive Tree may modify this Agreement at any time in its sole discretion. If so, a change of terms notice or a current version of this Agreement will be posted at the Olive Tree website (at www.OliveTree.com). In the event of a material change to this Agreement we will also use reasonable efforts to notify you by sending notice to the email address that you have provided to us. If any modification is unacceptable to you, you agree that your only recourse is to immediately terminate your use of the Product and destroy any installations of the Product on your devices and in your possession. Your continued use of the Product following our posting of a change of terms notice or a new end user licensing agreement on the Product will constitute your binding acceptance of the change. YOUR ACCEPTANCE OF THIS AGREEMENT INDICATES THAT YOU GIVE CONSENT TO OLIVE TREE TO SEND AN E-MAIL COMMUNICATION TO YOU WITH NOTICES CONCERNING MATERIAL CHANGES IN THE TERMS OF THIS AGREEMENT, THE PRODUCT(S) OR THE SERVICES TO WHICH YOU HAVE SUBSCRIBED.

21. CONTACT INFORMATION. If you have any questions regarding this EULA or the Product, you may contact us at:

Olive Tree Bible Software, Inc.
P.O. Box 48271
Spokane, WA 99228
(509) 466-5700
email: support@olivetree.com


TERMS AND CONDITIONS OF USE

TERMS AND CONDITIONS OF USE

These Terms and Conditions of Use (the 'Terms Of Use') apply to the Olive Tree Bible Software ('Olive Tree') web site located at <www.OliveTree.com>, and all associated sites by Olive Tree's subsidiaries and affiliates, (collectively, the 'Site'). The Site is the property of Olive Tree. BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE; IF YOU DO NOT AGREE, DO NOT USE THE SITE.

As long as you comply with these Terms Of Use, Olive Tree grants you a personal, non-exclusive, non-transferable, limited privilege to enter, use the Site and view its content therein.

1. WEB SITE & SERVICES CONTENT. All Olive Tree text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, 'Content'), including but not limited to the design, structure, selection, coordination, expression and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to Olive Tree. Except as expressly provided in these Terms Of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way to any other computer, server, web site or other medium for publication or distribution or for any commercial enterprise, without Olive Tree's express prior written consent.

2. YOUR AUTHORIZED USES. You may use information on the Site, as well as Olive Tree products and services purposely made available by Olive Tree for downloading from the Site, provided that you: (a) not remove any proprietary notice language in all copies of such documents, (b) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (c) make no modifications to any such information, and (d) not make any additional representations or warranties relating to such documents.

3. PROHIBITED USES. You may not use any scraper, robot, spider or other automated device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site. Olive Tree reserves the right to bar any such activity or access. You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any Olive Tree server, or to any of the services offered on or through the Site, by hacking, password mining or any other illegitimate means. You may not probe, scan or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other customer of Olive Tree, including any Olive Tree account not owned by you, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or Olive Tree's systems or networks, or any systems or networks connected to the Site or to Olive Tree. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person's use of the Site. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Olive Tree on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity. You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms Of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of Olive Tree or others.

4. ACCOUNTS/IDENTIFICATION AND PASSWORDS. Certain features or services offered on or through the Site may require you to open an account (including setting up an Olive Tree account/identification and password). You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify Olive Tree immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by Olive Tree or any other user of or visitor to the Site due to someone else using your Olive Tree identification, password or account as a result of your failing to keep your account information secure and confidential. You may not use anyone else's Olive Tree identification, password or account at any time without the express permission and consent of the holder of that Olive Tree identification, password or account. Olive Tree cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.

5. TERMINATION; SUSPECTED BREACH. If you breach any of these Terms Of Use or Olive Tree suspects any breach of its privacy policy or end user license agreements, or for any other reason that affects Olive Tree's business, customers or the public, Olive Tree may: (a) begin legal action, (b) immediately suspend or terminate these Terms Of Use with you, or (c) cooperate with law enforcement in legal proceedings against violators. You agree that Olive Tree may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these Terms Of Use or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these Terms Of Use will constitute an unlawful and unfair business practice, and will cause irreparable harm to Olive Tree, for which monetary damages would be inadequate, and you consent to Olive Tree obtaining any injunctive or equitable relief that Olive Tree deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies Olive Tree may have at law or in equity. You agree to cooperate with Olive Tree in investigating suspected violations. In the event of termination of these Terms Of Use, any and all rights of use granted to you under these Terms Of Use immediately cease, and you must immediately cease any use of the Site.

6. DISCLAIMER OF WARRANTIES. OLIVE TREE DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, SERVICE OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN 'AS-IS' AND 'AS-AVAILABLE' BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. OLIVE TREE CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. OLIVE TREE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. OLIVE TREE DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE AND/OR ANY OLIVE TREE SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST OLIVE TREE FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action. Olive Tree reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

IF YOU ARE UTILIZING ANY SERVICES OFFERED BY OLIVE TREE THROUGH THIS WEBSITE (E.G. DATA SYNCHRONIZATION), SUCH SERVICES ARE PROVIDED ON AN "AS IS" AND "WITH ALL FAULTS" BASIS, AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE, WHICH ARE EXPRESSLY DISCLAIMED. THERE IS NO WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, ALWAYS AVAILABLE, ACCURATE, COMPLETE, USEFUL, FUNCTIONAL OR ERROR FREE. THERE IS NO WARRANTY THAT ANY DATA OR CONTENT YOU INPUT, IMPORT, TRANSFER, TRANSMIT, DOWNLOAD OR UPLOAD TO THE PRODUCT OR ANY ACCOMPANYING WEBSITE WILL BE KEPT SECURELY. OLIVE TREE DOES NOT AUTHORIZE ANYONE TO MAKE A WARRANTY OF ANY KIND ON OLIVE TREE'S BEHALF, AND YOU SHOULD NOT RELY ON ANY SUCH STATEMENT. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE EXCLUSIONS IN THIS SECTIONMAY NOT APPLY TO YOU, IN WHOLE OR IN PART.

7. LIMITATION OF LIABILITY; DISCLAIMER OF CERTAIN DAMAGES. EVEN IF OLIVE TREE HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES, OLIVE TREE WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DAMAGES ARISING FROM THESE TERMS OF USE OR USE OF OLIVE TREE SERVICES, INCLUDING WITHOUT LIMITATION: PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOSS OF PRIVACY OR BREACH OF SECURITY DAMAGES; PERSONAL INJURY OR PROPERTY DAMAGES; OR ANY DAMAGES WHATSOEVER RESULTING FROM INTERRUPTION OR FAILURE OF THE PRODUCT, LOST PROFITS, LOSS OF BUSINESS, LOSS OF DATA, LOSS DUE TO: (A) UNAUTHORIZED ACCESS OR VIRUSES OR OTHER HARMFUL COMPONENTS, (B) THE INABILITY TO USE THE WEB SITE OR SERVICES, OR (C) ANY INFORMATION, CONTENT OR ANY FORM OF DATA THAT IS INPUT, IMPORTED, TRANSFERRED, TRANSMITTED TO, TRANSMITTED FROM, RECEIVED FROM OR RECEIVED BY THE PRODUCT OR ANY ACCOMPANYING SERVICES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR OTHER MODIFICATIONS OF OR LIMITATIONS TO CERTAIN REMEDIES, SO THE EXCLUSIONS OR LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU, IN WHOLE OR IN PART.

THE MAXIMUM AGGREGATE LIABILITY OF OLIVE TREE TO YOU, AND THE EXCLUSIVE REMEDY AVAILABLE FOR ANY AND ALL DAMAGES, INJURY, OR LOSSES ARISING FROM ANY AND ALL CLAIMS AND/OR CAUSES OF ACTION RELATED TO THE SITE, OLIVE TREE SERVICES OR THESE TERMS OF USE, IN COMBINATION WITH ANY OTHER AGREEMENTS ENTERED INTO WITH OLIVE TREE (E.G. END USER LICENSE AGREEMENT), WILL BE THE AMOUNT PAID BY YOU FOR AN APPLICABLE OLIVE TREE PRODUCT OR SERVICE, OR TEN DOLLARS ($10.00), WHICHEVER IS THE GREATER. THE EXISTENCE OF MULTIPLE CLAIMS OR SUITS UNDER OR RELATED TO THESE TERMS OF USE WILL NOT ENLARGE OR EXTEND THE LIMITATION OF MONEY DAMAGES.

8. INDEMNIFICATION. You must defend, indemnify and hold Olive Tree harmless from and against any and all claims, demands, actions, liabilities, costs or damages arising out of your use of the Site or your violation of these Terms Of Use.

9. NO ASSIGNMENT. These Terms Of Use will be binding upon, inure to the benefit of, and be enforceable against your respective successors and permitted assignees. You may not assign these Terms Of Use, or any of your rights, interests, or obligations in connection with your use of the Site, without seeking and obtaining the prior written consent of Olive Tree in each instance. Any such assignment without such consent will be void and of no force and effect.

10. THIRD PARTY CONTENT. The Site may contain content or links to various third party web sites and other resources ("Third Party Content"). This Third Party Content (e.g. other than www.OliveTree.com) is not under the control of Olive Tree and Olive Tree is not responsible or liable for the content, communications or materials of any Third Party Content. Olive Tree, if applicable, provides this content or links to you as a convenience only. The inclusion of any link does not imply endorsement by Olive Tree of the Third Party Content or any association with its operators. You are responsible for adhering to the applicable terms of use for any Third Party Content. You are solely responsible and liable for any interactions you may have with such entities, their sponsors and other third parties. On some rare circumstances, it may be necessary ? by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence ? for Olive Tree to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.

11. EXPORT RESTRICTIONS. You may not use or export or re-export any Content or any copy or adaptation of such Content, or any product or service offered on the Site, in violation of any applicable laws or regulations, including without limitation United States export laws and regulations.

12. GOVERNING LAW; VENUE; ATTORNEYS' FEES. Washington state law governs the interpretation of these Terms Of Use and applies to claims for breach of it, regardless of conflict of laws principles. The laws of the state where you live govern all other claims, including claims under state consumer protection laws, unfair competition laws, and in tort. Regardless of the choice of laws, any action arising out of or related to this Agreement shall be brought in the state or federal courts located in Spokane, Washington, and each party irrevocably consents to the exclusive jurisdiction and venue of such courts. If either party employs attorneys to enforce any rights arising out of or relating to these Terms Of Use, the prevailing party will be entitled to recover its reasonable attorneys' fees, costs and other expenses.

13. ENTIRE AGREEMENT; NO WAIVER; SEVERABILITY. These Terms of Use comprise the entire agreement and understanding of you and Olive Tree regarding the Olive Tree web site and related services, and supersedes and replaces all other agreements or representations, whether electronic, written or oral, regarding the subject matter of this agreement. Olive Tree's failure at any time to require strict performance by you or any other licensees of any of the provisions of this agreement does not waive Olive Tree's right to thereafter require strict compliance with any provisions of this agreement. If a court of competent jurisdiction determines, in a final non-appealable judgment, that any provision of this agreement is invalid, illegal, or otherwise unenforceable, such provision will be deleted and the remainder of the agreement will be enforced as nearly as possible in accordance with the stated intention of the parties. Electronic images of this agreement will be considered originals.

14. MODIFICATION OF THIS AGREEMENT. As summarily noted above, Olive Tree may modify these Terms Of Use at any time in its sole discretion. If so, a change of terms notice or a current version of this Agreement will be posted at the Olive Tree website (at www.OliveTree.com). In the event of a material change to this Agreement we will also use reasonable efforts to notify you by sending notice to the email address that you have provided to us. If any modification is unacceptable to you, you agree that your only recourse is to immediately terminate your use of the Site and related services. Your continued use of the Site and related services following our posting of a change of terms notice will constitute your binding acceptance of the change. YOUR ACCEPTANCE OF THIS AGREEMENT INDICATES THAT YOU GIVE CONSENT TO OLIVE TREE TO SEND AN E-MAIL COMMUNICATION TO YOU WITH NOTICES CONCERNING MATERIAL CHANGES IN THE TERMS OF THIS AGREEMENT, THE PRODUCT(S) OR THE SERVICES TO WHICH YOU HAVE SUBSCRIBED.

15. PRIVACY POLICY & END USER LICENSE . Olive Tree's Privacy Policy applies to use of this Site, and its terms are made a part of these Terms Of Use by this reference. To view Olive Tree's Privacy Policy, review our Privacy Policy . Additionally, if you utilize any of Olive Tree's software, then it is highly recommended that you review our End User's License Agreement, which shall take precedence over any conflict of terms that may be referenced herein.

16. CONTACT INFORMATION. If you have any questions regarding these Terms Of Use, or any related services or software, you may contact us at:

Olive Tree Bible Software, Inc.
P.O. Box 48271
Spokane, WA 99228
(509) 466-5700
email: support@olivetree.com

REFUND POLICY

We want our users to have the best experience possible with Olive Tree products. We realize that, on occasion, a product may not meet your expectations, therefore we can consider requests for refunds made within 30 days of the purchase of that item on OliveTree.com. We apologize, but we are not able to provide refunds on purchases made within app stores such as iTunes, as those purchases are subject to the terms and conditions that you agreed to when you set up your account with them. In certain cases we may be prohibited from providing a refund due to publisher restrictions; please see product descriptions for details about individual product eligibility.